A Short Guide To Law Enforcement Liability Insurance

Law enforcement officers deal with a lot of risky situations where they are required to react to potentially deadly threats in a matter of seconds. This can easily lead to mistakes being made that can threaten their livelihood and lead to expensive legal battles.  Working in law enforcement can be risky but law enforcement liability insurance can help.

What Is Law Enforcement Liability Insurance?

Law enforcement liability insurance is a type of coverage that can help protect law enforcement officers in situations where they are accused of using excessive force. You may find yourself in a situation where you are forced to utilize deadly force to protect yourself and others and it is vital that you have the right safeguards set in place.

What Is Covered By Law Enforcement Liability Insurance?

Law enforcement liability insurance can help protect you from a variety of claims. Some of these include:

  • Negligence
  • Failure to protect
  • False arrests
  • Civil rights violations
  • Use of excessive force

While law enforcement liability insurance can help protect you from a variety of claims, there are some exceptions. For example, if you engage in criminal conduct or face allegations of punitive damages, you are likely not protected by law enforcement liability insurance.

Working in law enforcement comes with a lot of risks that can include life-changing claims being made against you. Law enforcement liability insurance can go a long way towards protecting you against such claims.