If you own and operate a marina, you encounter risks that are unique to your position, risks that other aquatic business models don’t encounter. You not only have to worry about basic liability for visitors and clients, but you’ve also got to worry about how your provision of a facility for boat owners to store and access their watercraft adds liability for your clients’ property. On top of that, the way these liabilities expose you to risk can differ from state to state or country to country. That’s why you need to work with a company who has experience providing insurance for a marina.
What Coverage Options Do You Need?
In addition to liability for injury and damage to client property, you may need protection in the form or workers compensation for employees, third party liability, and unique coverage options to protect against everyday risks like crime and natural disaster. When you work with Merrimac, a provider with experience in this niche, you gain the benefit of their experience and the savings that come from having all your coverage under one contract. That makes it easier to be sure you have all your obvious areas of risk covered because it simplifies your record-keeping. You’ll also find it easier to update your coverage when you don’t have to worry about balancing a bunch of providers.