With a new year comes new resolutions. One thing you should add to your annual to-do list is reevaluating your insurance policies. The most common personal insurance policies are health, homeowners or renters, flood and auto. See places where you need to increase coverage options or can lower payments with insurance services of New England.
If you have improved your health by losing weight, attending the gym or quit smoking, you may be eligible for discounts or lower premiums. Some companies offer discounts for staying active and eating well.
Homeowners or Renters
Make sure your coverage lists any newly acquired possessions or improvements to the home. Increasing your deductible can lower your premium rates. Discounts may be available for bundling policies or installing a security system.
Determine whether or not your home is in a flood zone. Homeowners insurance doesn’t cover floods, so ensure you have adequate coverage if you need it.
Like homeowners or renters insurance, you can save money by bundling and increasing deductibles with most companies. Update the annual miles driven, often you save money when you drive less.
Other insurance services of New England include policies for high-end homes, boat, RV and umbrella coverage. Reevaluating your insurance coverages on an annual basis ensures you have the right coverage and all available savings.