Insurance policies offered for truck cargo transportation are so contoured that they can cover almost any hazard in this business. Below, well discuss how to get cargo insurance with little effort on your part.
1. Set Up a Consultation With a Reputable Insurance Broker
Since every cargo business is unique, you’ll want to put aside time to talk with an insurance expert. They will put together policies that are compatible with your company and save you money in the process.
2. Go Over Your Options
The main policy most brokers will offer is the Motor Truck Cargo liability. This type of protection will cover the following risks.
- Cargo being stored inside a warehouse or within a terminal
- Cargo at risk of being damaged in a fire, minor accident or collision
- Cargo that is being shipped with other freight or involved in a delay
- Cargo currently in transit or being prepared for transit
If your business requires other types of financial protection unrelated to cargo, an expert insurance company will often recommend them in addition to the Motor Truck Cargo liability protection.
3. Receive a Quote
Once you have discussed your options and made a decision, you will receive a quote or price from your insurance vendor. Make adjustments to the offered package so that it fits within your company budget and needs.
Ask a reputable insurance company today to find out how to get cargo insurance that is streamlined to your business.