The Atlantic hurricane season begins on June 1, but the peak season tends to be late August through the end of October. If you haven’t started planning for stronger winds and rains, it’s time to get your business in order. The National Hurricane Survival Initiative estimates that 40 percent of small businesses that close from hurricane damage never reopen. Florida windstorm insurance companies provide policies that cover your financial risk, but preparedness will also mitigate the damage.
Here are some things you can do before hurricane season to protect your business:
- Back-up legal contracts, insurance documents and tax returns that might be difficult to access during a crisis.
- Install shutters or be ready to install plywood over windows to prevent damage.
Secure electronics with Velcro.
- Anchor or brace large furniture.
- Have a checklist of things that need to be done when a hurricane is on the horizon so that nothing is forgotten. FEMA has a business survival booklet you can order that provides more tips and information to prepare for a hurricane.
Florida windstorm insurance companies often have a grace period before hurricane or wind insurance will pay for damage. Talk to your insurance company now about wind insurance to make sure your policy will be there if you need it. Make sure your business is prepared for the 2018 hurricane season.