wind insurance in Florida

Don’t Let the Wind Catch You by Surprise

With its warm, sunny climate, Florida is a haven for homeowners looking for a beautiful place to buy a house. Unfortunately, this legendary climate comes with a dark side: hurricanes. Many homeowners are unaware that wind insurance in Florida is a standalone policy from their homeowners’ insurance. If you live in an area where major storms are a possibility, make sure you insure your most important asset against the potentially devastating damage resulting from nature’s fiercest storms.

Make Sure You’re Properly Covered

When you’re shopping for wind insurance in Florida, it’s important to remember that not all insurance policies are equal. Talking to a wind insurance specialist is a great way to ensure your building has proper coverage against the types of damages typical of your area, such as structural or landscaping.

Take Steps to Cover Your Property Type

These are the four major property types insurance companies cover,

  • Habitational
  • Industrial
  • Commercial
  • Institutional

When you are researching wind insurance companies, take the time to confirm they cover your building type.

Protect Yourself Against the Wind

Every geographical area has quirks that need special coverage. If you live in California, you need earthquake coverage. In Florida, you need protection from hurricane damage. The best time to get your home or commercial coverage is before you need it, so contact a professional insurance specialist regarding wind insurance in Florida. Remember, when it comes to hurricanes hitting Florida, it’s a matter of when not if.