Carpenters, plumbers, masons and other contractors face the risk of getting injured on the job every day. Most artisan contractors have a general liability policy to cover damages to the clients home, but when it comes to themselves, a GL policy isn’t going to cut it. You need artisan contractors workers compensation insurance to ensure that you and your staff can get back to work as soon as possible.
No one wants to think about getting hurt, especially when you’re on the job. You need to protect yourself and your company by having the right insurance to fit your needs. Every business, no matter how big or small, needs to carry workers compensation insurance for the safety of your staff. Your insurance policies should meet your business needs. The policy should not be written as a one-size-fits-all, but tailored to fit your needs.
With your artisan contractors workers compensation insurance, you can get resources to reduce the number of claims you file each year. Having a good risk management plan prevents injuries and claims, which helps to keep your rates lower each year. Having a good insurance carrier that will work with you to improve your business is one aspect that many businesses overlook when choosing a policy. Go with a company that knows your industry and can make sure you are covered.