3 Types of Car Insurance Coverages You Should Know About

Shopping for car insurance is rarely an easy task in any case, and can be much harder if you don’t know precisely what you’re looking for. While most new drivers tend to think that car insurance offers one umbrella-type coverage, the truth is that there are many different coverage options, each with the ability to impact your insurance costs and how safe you are when on the move. Some options that car insurance companies in CT offer are:

1. Liability Insurance:

This is the basic insurance that most people have. This protects your property in the event of an accident, and helps protect your from any injuries and other damages you may have inflicted.

2. Medical Payments Coverage:

Medical expenses aren’t cheap, so this coverage seeks to help you out by paying a share of the sum if you or your passengers are injured in an accident and require medical care.

3. No-Fault Coverage

No ones perfect. Fortunately, your insurance company realized this and offers this coverage, which offers personal injury protection regardless of who’s fault the accident was.

Knowing your options before speaking to car insurance companies in CT is the best way to ensure you’re getting all of the coverage you need to travel safely at a price that fits your budget.