Farm life and horses are often the way of things for a Tennessee family. Many expect quite a return from the showing, racing, or labor of their horses. However, any animal has the potential to be hurt or become ill, and no farm is immune to everyday or extreme damage. One way to ensure your profits don’t take a major hit in any of these circumstances is to make an investment in insurance for all things equine in Tennessee.
Depending on your personal circumstances, you will have different needs regarding insurance coverage. If you own a farm, whether it produces for your family and the farmers market only or is large enough to sell to commercial grocery chains, there are plans available to cover potential losses. These typically cover issues with the land or buildings on that land and any damage they might incur. Liability policies are also available to protect you in case of accidents.
If you have animals, you will likely want to extend your coverage. For those who own horses without a farm or who have horses as the sole animal on the farm, plans are also available that are strictly equine in Tennessee.
Its usually best to be proactive rather than reactive. Purchasing the appropriate insurance for your purposes at the start can save you both money and headaches in the long run.