The law states that any person or business entity that sells or provides alcoholic beverages to guests has a civil and legal duty to do so in a responsible manner. Lawsuits are often the result of serving someone too much alcohol. Its hard to dispute allegations of serving liquor to someone who is clearly inebriated, especially if it in turn leads to a scuffle and subsequent injuries. Laws were specifically put into place as a way to protect the public from bar and tavern owners who may be guilty of being irresponsible in the administering of alcohol, particularly to under aged or already intoxicated individuals.
RMS Hospitality provides affordable insurance protection
RMS partners with brokers who are well versed in the intricacies of the hospitality industry and can offer you the extensive coverage needed to help you defend against claims related to injuries or accidents should you have an occurrence at your place of business. One of their specialties is handling claims stemming from the sale of alcohol.
Hospitality venues such as nightclubs, restaurants and bars exist as a way for people to socialize after a long day, or week, at work. People who work hard for a living look forward to having a fun evening out on the town. Whether its the local bar, a comedy club, or any venue that owns a liquor license and has the right to sell and serve alcoholic beverages, there will always be risks and exposures associated with this business model.
Long after patrons have had their last drink and are heading home, there still exists liability concerns for you as the owner of the bar or club. For example, if one of your customers has an accident on the way home, is deemed too intoxicated to be operating a motor vehicle, and can establish that they have just recently left your establishment, you may be deemed at fault since they were over the legal limit at the time of the accident.
The consequences would be severe, and a situation of this nature could wind up costing you your entire business. This is why RMS Hospitality insurance coverage is the right solution for any liquor related issues that you may face. Speak to an agent about your specific coverage needs.