Auto Coverage and Preparation Help Protect from Winter Storms

CT Car Insurance

“Over the river and through the woods, to Grandmother’s house we go” isn’t just a traditional song, it’s a real tradition with the Anderson family. They make a pilgrimage to visit their Nana every few weeks to spend the day with her. The problem is, the trip can get a little hair-raising in the wintertime, because runoff from higher elevations can turn normally gentle streams into raging rivers which make getting there decidedly less than half the fun. In fact, many people are unaware that automobile accidents are the leading cause of death during winter storm activity. So while it is important to get CT car insurance to protect yourself in terms of bodily injury and property damage and more, it is just as important to prepare yourself for driving during the cold weather season.


Before starting out, have a mechanic check to make sure the following are in good working condition:


  • Battery
  • Antifreeze level and thermostat in the radiator
  • Ignition and exhaust system
  • Lights, including flashing hazard lights
  • Heater and defroster
  • Brakes
  • Oil (winter-grade)
  • Winter tires
  • Windshield wipers and washer fluid


Start out on a long trip with a full tank of gas. Watch weather reports to time your trip and help ensure you won’t be driving right into a major storm. If you encounter flooded roadways, try to find an alternate route; water is often deeper than it appears, and you can lose control of your vehicle when water is only a few inches deep, losing the ability to steer, stop or move ahead. The engine can stall, rendering all power-assisted systems inoperable.


It’s also a good idea to take the time right at the start of the new year to sit down with your professional insurance agent and update your coverage, especially if Santa brought you a shiny new ride. Your agent can obtain CT car insurance quotes, then assemble a comprehensive program covering you in the event of an accident. With the right policy and advanced preparation to protect you before you hit the road, you’ll be all set to make it to Nana’s in time for a nice lunch.


photo credit: Road to Somewhere (license)