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How to Lower the Cost of Homeowners Insurance

Each house is different and so is each homeowner’s insurance policy. There are many factors that influence NJ homeowners insurance quotes and knowing what can help keep costs down is important.

If your home has features that provide increased protection and make it safer, including smoke detectors and fire alarms, your rate should be lower. At the other end of the spectrum are home features classified as risk factors, and they can increase the cost of your policy. Some examples include swimming pools, hot tubs and trampolines.

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