Office Workers

What is Workers' Comp?

Workers compensation, also known as “workers’ comp”, is designed to protect individuals who become injured while on the job. The intent is to provide the worker with monetary awards to cover the loss of wages caused by the accident that occurred. It typically provides at least partial wage replacement and medical benefits to the employee while he or she is away. In some cases, it may also compensate the worker for any permanent physical problems that he or she has suffered from as a result of being injured.

In exchange, the employee gives up the right to sue the employer for negligence or pain and suffering. This system therefore benefits both the worker and the company, minimizing legal liability while still providing needed financial assistance to the employee during his or her time of need.

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